Iibhonasi ezinamathelayo: kutheni ibhonasi ongakwazi ukuyikhupha ihlala ixabiso eliphantsi kakhulu
Ixabiso lebhonasi
Ibhonasi 100 efanayo kwidiphozithi ye-100 kwi-35x, egqitywe ngokubheja 5 kwibala elibomvu kwi-roulette yaseYurophu, inika umdlali oqhelekileyo 16.17 ngaphezulu ukuba ibhonasi inokukhutshwa, kodwa 44.98 ngaphantsi ukuba iyamathela kwaye isuswa kwibhalansi xa kukhutshwa imali.
- 16.17inzuzo eqhelekileyo, ibhonasi enokukhutshwa
- 44.98ilahleko eqhelekileyo, ibhonasi enamathelayo
- 49.0%khupha into ethile, ibhonasi enamathelayo
Indlela Iibhonasi Ezinamathelayo Ezisebenza Ngayo
Ibhonasi enamathelayo ivumela ukuba udlale ngemali eyongezelelweyo, kodwa ixabiso lebhonasi ngokwayo alikaze libe lelakho ukuligcina. Xa ucela ukukhupha imali, isayithi isusa ixabiso lebhonasi kwibhalansi yakho iyonke. Ufumana kuphela isalela ngaphezu kwelo xabiso lokuqala. Olu hlobo lwekhetho lwahluka kakhulu kwiibhonasi ezinokukhutshwa, apho imali yebhonasi ihlala iyinxalenye yentlawulo yakho yokugqibela. Itafile engezantsi ibonisa ukuba olu suso luchaphazela njani isiphumo sokugqibela somdlali oqhelekileyo. Ibonisa ukuba nangona umzamo wokubheja uhleli ufana, isiphumo semali sokugqibela sitshintsha kakhulu ngokuxhomekeke ekubeni ibhonasi iyagcinwa okanye isuswa.
| Umba ophakathi kwabadlali abaninzi | Ibhonasi enokuthathwa | Ibhonasi enyanyekelayo |
|---|---|---|
| Abadlali abagqiba imfuneko yokubheja | 67.4% | 67.4% |
| Abadlali abakhupha into ethile | 67.4% | 49.0% |
| Isixa esiphakathi esikhutshiweyo | 116.17 | 55.02 |
| Isiphumo esiphakathi xa sithelekiswa nedipozithi | 16.17 | -44.98 |
Ukuthelekisa Iziphumo Zebhonasi Enokukhutshwa Neenamathelayo
Amanani aphambili abonisa umahluko ocacileyo phakathi kweentlobo ezimbini zebhonasi. Ngebhonasi enokukhutshwa, umdlali oqhelekileyo uphela engaphezulu kwediphozithi yakhe yokuqala emva kokuhlangabezana neemfuneko zokubheja. Ngokuchaseneyo, ibhonasi enamathelayo ibangela ilahleko eqhelekileyo xa ithelekiswa nediphozithi. Oku kwenzeka kuba ixabiso lebhonasi lisuswa kwimvuzo ekupheleni. Inzuzo yendlu isebenza kuso sonke isibhejo esifakwayo ngexesha lenkqubo yokugqiba ukubheja. Ekubeni ibhonasi enamathelayo isuswa kwisiphumo sokugqibela, inzuzo evela kwimibhejo ephumelelayo kufuneka iqale igubungale olu suso ngaphambi kokuba kubekho nenzuzo ethile ehlala kumdlali.
Impembelelo Yeemfuneko Zokubheja
Iimfuneko zokubheja zibeka ukuba kufuneka kubhejwe imali engakanani phambi kokuba kuvunyelwe ukukhutshwa kwemali. Ezi nkohliso ziyafana kwiibhonasi ezinokukhutshwa nezineenamathelayo. Nangona kunjalo, ubume obunamathelayo bukhulisa impembelelo yezi nkohliso kwibhalansi yokugqibela. Ekubeni ibhonasi isuswa ekupheleni, umdlali kufuneka aphumelele ngokwaneleyo ukugubungela ilahleko yenzuzo yendlu kunye nokususwa kwebhonasi. Itafile engentla iqinisekisa ukuba isalela eqhelekileyo sikhulu kunenzuzo eqhelekileyo ebonwa kwiinketho ezinokukhutshwa. Lo mahluko umele inkohliso yesakhiwo sebhonasi ngokwaso, ngaphandle kwesicwangciso somdlalo.
Ukuqonda iziphumo eziphakathi
Ezi nkcukacha zimele iziphumo eziphakathi kwabadlali abaninzi neeseshoni ezininzi. Iziphumo zomntu ngamnye ziyahluka kakhulu ngokuxhomekeke kwluck kunye neziphumo ezithile zomdlalo. Abadlali abanye banokukhupha imali engaphezulu komndilili, ngelixa abanye baphulukana nokonke. Amathuba okugqiba imfuneko yokubheja ahlukile kumathuba okukhupha nayiphi na imali. Abadlali abaninzi bagqiba imfuneko yokubheja kodwa baphumelele ibhalansi elingana okanye engaphantsi kobungakanani bebhonasi, nto leyo ekhokelela ekubeni kungabikho ntlawulo. Ukuba ukubheja kuyeka ukuba nokonwaba, uncedo lwasimahla luyafumaneka nge izixhobo zoncedo.
Imibuzo
Kutheni ibhonasi ebanjisiweyo inexabiso elingaphantsi kunelenokukhutshwa?
Ibhonasi ebanjisiweyo iyasuswa kwibhalansi yakho xa ukhupha imali. Ugcina kuphela isixa esingaphezulu kwexabiso lebhonasi. Oku kususa kunciphisa intlawulo yokugqibela xa kuthelekiswa nebhonasi enokukhutshwa, apho imali yebhonasi ihlala injalo kwisixa sakho siphelele.
Ingaba iibhonasi ebanjisiweyo zinemfuneko yokubheja eyahlukileyo?
Ayikho, imfuneko yokubheja idla ngokufana kwiintlobo zombini. Umahluko usekwindlela ibhalansi yokugqibela ebalwa ngayo. Ibhonasi ebanjisiweyo isuswa kwisixa siphelele, ngelixa ibhonasi enokukhutshwa ifakwa kwisixa esinokukhutshwa.
Ingaba ndingakhupha isixa esipheleleyo ngebhonasi ebanjisiweyo?
Ukhupha kuphela isixa esingaphezulu kwexabiso lebhonasi. Ukuba ibhalansi yakho yokugqibela ilingana nobungakanani bebhonasi, awufumani nto. Ibhonasi ngokwayo ayinjalo kwiimali ezinokukhutshwa. Oku kwenza ixabiso elisebenzayo libe liphantsi kunexabiso lobuso.
Indlela imidilili esebenza ngayo kiziphumo zomntu ngamnye?
Imidilili ibonisa iziphumo kwabadlali abaninzi. Iiseseshoni zomntu ngamnye zinokwahluka kakhulu. Umdlali omnye unokuphulukana nokonke, ngelixa omnye ephumelela ngaphezulu komndilili. Ezi nkcukacha zinika ulindelo olubanzi, hayi isiqinisekiso seseshoni enye.
Yonke inani kweli phepha libalwa ngokukhuselekileyo ngokubala okuchanekileyo kwiibhalansi zonke emva kwelebhe nganye, lihlolwa ngokulinganisa. Jonga indlela yokusebenza.